Local Seniors Who Lost Their Jobs and Employer-Sponsored Health Insurance Due to the Pandemic Need Not Wait Until Traditional “Open Enrollment” to Get Covered
(FORT WORTH, Texas – July 20, 2020) —The current pandemic has created a new collection of seniors desperately in need of health insurance coverage. These are local residents who chose to continue working past age 65 and now find themselves suddenly unemployed due to layoffs or business closures.
“These newly uninsured seniors comprise one of the tragic but seldom talked about consequences of the coronavirus,” said Wendy Karsten, chief executive officer of Care N’ Care (HMO/PPO) Health Plan. “These seniors had coverage under their employer’s health insurance but now need to hurriedly enter the individual insurance market and shop for a Medicare plan. Care N’ Care is there to help them through the process so they don’t lose precious time becoming Medicare eligible with appropriate coverage.”
Karsten points out that these newly unemployed seniors are eligible to enroll in a Medicare plan immediately and need not wait until the annual “open enrollment period” that occurs in fourth quarter. Other seniors eligible to enroll during the special election periods established by the Centers for Medicare & Medicaid Services include those newly retired; those moving outside of their existing plan’s service area; and those who recently moved into, live in or recently moved out of a long-term care facility such as a nursing home. In addition, those just turning 65 need not wait—their enrollment period begins three months before their birthday month and ends three months after the month they turn 65.
“Selecting healthcare coverage is a very personal and important decision, which is why we’ve carefully designed our array of HMO and PPO benefit plans based on what members have told us is important to them,” said Karsten. “We urge newly unemployed seniors to contact Care N’ Care and enroll in a plan that best fits their individual needs and budget. This is no time to be without health coverage.”
Care N’ Care’s member benefits include $0 premiums, $0 co-pays and $0 deductibles on medical and drug coverage for Medicare-eligible recipients. Members also receive far-reaching prescription Part D benefits as well as preventive dental, vision and hearing benefits at no additional cost. Also included with membership is enrollment in SilverSneakers®, a program that encompasses membership in thousands of fitness locations, group exercise classes, on-demand online workout videos, social connections throughout the year and much more. Care N’ Care members also get worldwide coverage when they travel.
Care N’ Care is a Medicare Advantage health plan providing North Texas Medicare beneficiaries in Collin, Cooke, Dallas, Denton, Erath, Rockwall, Hood, Johnson, Palo Pinto, Parker, Somervell, Tarrant and Wise counties affordable alternatives that improve and simplify Medicare coverage. With both PPO and HMO health plans, Care N’ Care offers all of the traditional benefits included in original Medicare plus additional benefits and services. For more information about Care N’ Care and its Medicare Advantage health plans, visit cnchealthplan.com.